Let's say I rent a car. The rental place asks me if I want their insurance and I pass on it. They do not verify that I have any insurance at...

Question

Let's say I rent a car. The rental place asks me if I want their insurance and I pass on it. They do not verify that I have any insurance at all.

I allowed someone to drive and they got into an accident with two other vehicles. Can the rental place be held liable at all?

This happened in CA.

What should I do?

Answer

The rental company is liable up to 15/30 coverage unless the driver was excluded and it sounds like that is the case.It also sounds like you do not have insurance. Given the the apparent facts the rental company is off the hook and you swallowed it hook line and sinker. If you did not have insurance retain an attorney immediately if you did put them on notice of an impending claim. Since you passed on the collision and the med pay you will be responsible unless you had insurance.Never let an unauthorized driver drive a rental and never take it out of the permissible geographical parameters.This is fast water under the bridge now but the advice is for future reference.Hopefully the people involved were not seriously injured.

What kind of things can you draw on with sharpies?

What kind of things can you draw on with sharpies?
clothes, footballs, wood, bricks, plastic, cotton, glass, anything :)

When you crank the car it knocks in park but when you put it in drive it stops what is tue problem?

When you crank the car it knocks in park but when you put it in drive it stops what is tue problem?
You may have a cracked flex plate.

I have a private disability policy with an insurance co. that refused to pay. It delayed my disability claim and then illegally cancelled my...

Question

I have a private disability policy with an insurance co. that refused to pay. It delayed my disability claim and then illegally cancelled my policy to avoid payment. I've been appealing my claim since 2009. Last month Mar 2011. I sent insurance co. a legal motion demand letter for breach of contract and negligence in return they sent me retroactive check for partial payment. Not sure if I should cash this latest check or negotiate for more, and or proceed with breach of contract lawsuit and negligence

.

What does it mean? Does this mean if I cash the retroactive check for 1 year partial back pay --will that wave my rights to sue for money still owed. Can I send another demand letter for what's still owed and an acceptance letter for the back pay that I received?

In past I tried Dept of insurance complaints, Better Business Compliant, and appeals and demand legal motion letter. In response, I want to accept the 1 year partial retroactive approved payment but include solvency demands for remainder amount owed. I do not want to give up my rights to money still owed and rightful future entitlements that should be paid to me up to 5 years. In addition, my disability contract also states when claim is approved then $1,500 monthly is paid for mortgage and any monthly premiums are waived upon approved claim.

Answer

No attorney can give an intelligent opinion without reviewing and knowing all the facts, documents, etc. IF there is a claim denial, you would have the right to TIMELY file legal action. Accepting partial payments or signing various documents might be considered a waiver of claims. You should consult with counsel to figure out what rights if any you have, and make decisions on what can and should be done, at what cost.

my child stay with me. what I need to do so my child get the money.

Question

my child stay with me. what I need to do so my child get the money.

Answer

I assume other parent has custody and you pay child support. If you have had the child 6 months then file for custody.

I won a double jeopardy case of orlando,fl.did three years unnacerssary,do i have a case ?

Question

I won a double jeopardy case of orlando,fl.did three years unnacerssary,do i have a case ?

Answer

It sounds like you were convicted on multiple counts but later an appeal dismissed at least one of the convictions. You may have a case but you would have to show that all parties, including the judge, basically knew that the count should have been dismissed for double jeopardy but didn't. It's not enough that the judge and prosecutor were simply wrong.

I am 42 years old. I was a food delivery truck driver for 7 years. I have a lower back injury and right knee injury. All work related. The A...

Question

I am 42 years old. I was a food delivery truck driver for 7 years. I have a lower back injury and right knee injury. All work related. The AME gave me 5% whole person impairment, 75% work related.y attorney says he still has to send the report out to the state for a final rating. How much should I expect to receive, and how much longer will it take to receive the settlement? My attorney does not answer those questions.

Answer

YOU REALLY, REALLY NEED A NEW ATTORNEY.

If you have to get your legal advice from a stranger online, you need to fire this attorney and get one with whom you can meet and get answers.

I went on PDrater.com and put in details for a Diagnosis-Related Estimate for 5% Whole Person for a 42-yr-old truck driver (just driving, not a 'helper' loading and unloading...which would be much higher) and THAT rating is 8%.

The AME said that only 6% of that 8% is the employer's responsibilty. 6% Permanent Disability equates to $4140 due over 18 weeks @ $230/week.

There SHOULD HAVE BEEN a Repetitive Trauma claim in addition to the Specific Injury claim.

YOU SHOULD HAVE filed for a Repetitive Trauma over the past 7 years to the knee and back. THEN the 25% the AME said was not due to the specific incident would be covered by the REpetitve Traumas to the knee and back over the past 7 years.

If you got the full 8%, that creates $5,520 due over 24 weeks @$230/week.

all those numbers get knocked down 15% if the AME wrote you have any permanent restrictions and the employer gave you a new job permanently modified around the new permanent restrictions. (temporary light work built around temporary restrictions does NOT let the employer cut your award by 15%).

This took me about 7 minutes. if your lawyer can't give you 7 minutes, he doesn't deserve the 15% of your $4000 he will request and you should fire him and oppose his fee request.