About 3 years ago my husband and I filed chapter 7 on everything including house. The bankruptcy was discharge at least 2 years ago. The house is ready to be sold on sheriff sale April 18, 2011. Today I received a letter stating I now owe them an additional $33,000. more. Can they legally do this, when the bankruptcy has already been discharged?
Thank you
Answer
It may depend on whether you reaffirmed your mortgage debt during the pendency of your Chapter 7 case. If you did, the debt may have escaped discharge and you may continue to be liable on that debt.
- BensonBankruptcy.com
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